Política De Privacidad
CarSaver Management, LLC and our affiliates ("Company", 'us" or "we*) have adopted this Privacy Policy, which applies to all users of our websites and mobile applications, as well as any online or mobile sites specifically identified as belonging to us, including GroupCars.com, AutoAmigo.com, CarSaver.com, and related subdomains ("Sites").
We operate an online and mobile automotive information and communications platform ("Services" that enables consumers to shop for vehicles from dealers and apply for insurance and financing from third party partners who participate in one of our automotive buying programs ("Partners"). Our Partners include car dealerships, auto insurance companies, financial institutions (including credit unions), major car companies that are the original equipment manufacturer, and retail establishments, among others.
We are committed to protecting the privacy and personal information of users of our Sites and Services. This Privacy Policy describes our policies and procedures for the collection, use and disclosure of your information and data on our Site and through our Services. Our Privacy Policy applies only to personally identifiable information we collect on our own behalf and not to information we collect on behalf of our Partners or that they collect and store in one of our applications. You understand that by using the Site or Services you agree to the terms of this Privacy Policy.
Our Sites are not directed toward persons under the age of 18. We do not knowingly collect information from persons under the age of 18. This Policy does not apply to anonymized or aggregated data that does not allow us or third parties to identify or contact you. This Privacy Policy only applies to the Sites and does not apply to information we collected or received by other means.
For those of you who reside in California, Colorado, Connecticut, Utah, and Virginia, there are privacy laws that apply specifically to you and which CarSaver follows. Please see the provisions below for more information.
Información Recopilada Y Forma De Recopilarla
The Personally Identifiable Information, or PII, that we collect may include your name, postal address, phone number, email address, records of products you have collected from us, and your Internet Protocol (IP) address.
We also collect sensitive information such as your social security number, driver's license, credit card or debit card number, and your credit report.
You may have the option to see if you either pre-qualify for a loan or are eligible to receive a lending/lease offer for auto-financing by applying through a financial institution (including but not limited to one that is a Partner). That lending institution may require you to provide information in addition to the sensitive information above to determine your eligibility or finalize your eligibility such as residential history or employment history. This additional information is not captured or retained by CarSaver. Please refer to that lending institution's privacy policies to learn more about their data practices.
We collect PII in a number of different ways and from a number of different sources. We collect PII you provide us directly through our Sites and platforms, as well as, on occasion, through phone, email, or text message. We may also collect PII you provide to our Partners, such as a bank or insurance company, who then share it with us as part of your car purchase journey. We may also collect limited amounts of PII from third-party databases such as an automobile dealer's dealer management systems and from third-party software programs that help dealers manage their sales and financing processes.
As part of our Services, we may serve as an intermediary between you and our Partners where PII is transmitted through us. When serving that function, that information would be available to us and we may retain and use such information for only as long as necessary to facilitate the transaction, subject to this Privacy Policy and applicable law.
Cómo Usamos La Información
We use your PII for several reasons including:
- To provide, support, personalize, and develop our websites, products, and services.
- To create, maintain, customize, and secure your account with us.
- To process your requests and prevent transactional fraud.
- To contact you to provide you with customer support and to respond to your inquiries. This includes contacting you via phone, email, or text.
- To personalize your website experience and to deliver content and product and service offerings relevant to your interests, including targeted offers and ads through our websites, third-party sites, and via email or text message (with your consent, where required by law).
- To help maintain the safety, security, and integrity of our websites, products and services, databases and other technology assets, and business.
- For testing, research, analysis, and product development, including to develop and improve our websites, products, and services.
- To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
We may also use your PII to provide you with newsletters, marketing or promotional materials, as well as other information we believe may be relevant to you. We may provide this information in various ways including via phone, text, and electronic mail. If you do not wish to receive such communications from us, you may notify us by emailing us at unsubscribe@carsaver.com, or in the case of email communications, by using the built-in "unsubscribe" feature. You may also register your phone number on the National "Do Not Call" registry:https://www.donotcall.gov/
Your PII may be shared with our affiliates and Partners, and it may also be disclosed to third parties who work with us, our affiliates, or Partners. Our Partners may use that information to contact you and offer or provide services to you. We may also work with third parties that provide certain functions on our behalf, such as analyzing data or authenticating contact information. We require our third-party service providers to contractually commit to protecting your PII in accordance with both industry standards and applicable law. While we have implemented policies and procedures to protect PII, we cannot control, and are not responsible for, the manner in which our Partners or other third parties use that PII.
We may also use your PII by combining it with non-personal information and aggregating it with information collected from others. We use this aggregated data to improve the quality and value of our Services and to analyze and understand how our Services are used. In addition, we may provide aggregated data to our Partners so that they may understand how people use our Services or their own.
Our Sites and Services may permit you to provide relevant to assessing your creditworthiness or designed to facilitate financing (for example in connection with a potential vehicle lease or purchase) Your direct interactions with credit bureaus and financiallending institutions will not be controlled by this Privacy Policy. You should review the applicable notices of those lending institutions to understand how they may use your information.
Likewise, our Sites and Services may permit you to provide your contact information to request a free insurance quote from a limited number or insurance providers (in connection with a potential vehicle lease or purchase). Your direct interactions with insurance providers and related Partners will not be controlled by this Privacy Policy. You should review the applicable notices of these insurance providers to understand how they may use your information.
Enlaces Externos
Los Sitios o Servicios pueden contener enlaces a sitios web de terceros, incluidos los Socios. Cuando el usuario abandona el sitio, la Compañía deja de tener control de la información que se recopile sobre el usuario. La Compañía no responsabiliza ni asume ninguna obligación por las políticas y/o prácticas de privacidad de sitios web de terceros Esta Política de privacidad regula la información recopilada por la Compañía en este Sitio.
Cookies
La Compañía puede usar cookies para reconocer al usuario y optimizar y personalizar su experiencia cuando visite el Sitio y use los Servicios. El usuario puede configurar el navegador para que le notifique las recepciones de cookies, lo que le dará la oportunidad de aceptarla o rechazarla. No obstante, si el usuario no acepta las cookies no podrá usar todas las prestaciones del Sitio o Servicios.
Cómo Protegemos Los Datos
La Compañía aplica medidas de seguridad que cumplen satisfactoriamente los estándares aceptados en el sector para velar por la integridad y seguridad de los DCP. Sin embargo, la Compañía no puede garantizar la seguridad de la información proporcionada por el usuario con la certeza o garantía de que personas no autorizadas accedan, divulguen, alteren o eliminen la información. La Compañía realizará todas las notificaciones requeridas legalmente sobre cualquier fallo de seguridad, confidencialidad o integridad de los DCP del usuario de la forma y en los plazos establecidos por la ley.
La Compañía recopila y usa los DCP del usuario en Estados Unidos. La Compañía no garantiza que la Política de privacidad cumpla las leyes de cualquier jurisdicción extranjera. Si decide proporcionar sus DCP desde fuera de Estados Unidos, lo hace por cuenta y riesgo propio y se responsabiliza del cumplimiento de cualquier ley extranjera aplicable.
How Long Do We Retain/Store Data And Why?
We retain your PII as long as is necessary to perform a service for you, for archival purposes, to comply with applicable laws or regulations, to resolve disputes, and to enforce our agreements.
When determining the appropriate retention period for PII, we take into account various criteria, such as the amount, nature and sensitivity of the PII; potential risk of harm from unauthorized use or disclosure; purposes for which we process your PII; whether we can achieve those purposes through other means; and business operations and legal requirements.
Because we maintain our applications and websites to protect from acidental or malicious loss and destruction, residual copies of your PII may be retained in our backup and archival systems for a limited period of time, after which the information will be automatically deleted or put beyond use where deletion is not possible.
Cumplimiento Con La Aplicación De La Ley
La Compañía colabora con las autoridades judiciales y gubernamentales, así como con las partes privadas, para que se aplique y cumpla la ley. La Compañía se reserva el derecho a revelar información sobre los usuarios a las autoridades judiciales y gubernamentales, o partes privadas, que, a nuestro exclusivo criterio, estimemos necesario u oportuno para atender a demandas y procesos legales, incluidas de forma no limitativa, citaciones, para proteger nuestra propiedad y derechos o los de terceros o interrumpir actividades que consideremos que sean, o puedan ser ilegales, poco éticas o sujetas a acciones legales.
Política De Menores
Este Sitio y Servicios no están pensados ni van dirigidos a menores. La Compañía se preocupa sobre la privacidad y seguridad de los menoras cuando usan Internet. Por consiguiente, la Compañía no solicitará activamente ningún DCP por Internet a personas menores de 13 años sin el consentimiento paterno previo y comprobable. Lamentablemente, la Compañía no puede determinar siempre la edad de los visitantes al Sitio o de los usuarios de los Servicios.
Traspaso Corporativo
Durante el transcurso de una fusión corporativa, adquisición, desinversión, venta de activos, joint venture, quiebra, disolución, reorganización o cualquier otra transacción o proceso similar, la Compañía podría vender, desinvertir, traspasar, asignar, compartir o realizar cualquier otra transacción que afecta a parte o a todos sus activos, incluidos sus DCP.
California Residents: Your California Privacy Rights:
Under the California Consumer Privacy Act of 2018 as amended by the California Privacy Rights Act of 2020 (CCA"), California residents have certain rights around CarSaver's collection, use, and sharing of their personal information. CarSaver does not sell Personal Information as defined under the CCA and will not do so in the future without providing you with notice and an opportunity to opt-out of such sale as required by law. CarSaver also does not share your information with third parties for the purposes of conducting targeted advertising across websites that you visit. Again, should CarSaver begin sharing your information for this purpose, it will provide you with notice and the opportunity to opt-out
As a California resident you have the right to request that we disclose what Personal Information we collect and use, as well as the right to request that we delete certain Personal Information that we have collected from you. You also have the right to request correction of inaccurate personal information and to request to limit disclosure or use of your sensitive personal information. Once we receive and confirm your verifiable request, we will respond to you, and, where necessary, notify our affiliates and Partners, within 45 days.
Note that we may deny your request to delete your Personal Information if retaining the information is necessary for us or our service provider(s) to:
- Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or othenvise perform our contract with you.
- Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
- Debug products to identify and repair errors that impair existing intended functionality.
- Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
- Complywith the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.).
- Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information's deletion may likely render impossible or seriously impair the research's achievement, if you previously provided informed consent.
- Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
- Comply with a legal obligation.
- Make other internal and lawful uses of that information that are compatible with the context in which you provided it
If we are unable to verify your identity or otherwise must deny your request, we will provide you with an explanation of our reason(s) for doing so. Where we are unable to verify you, we will treat your request as an opt-out.
An agent may submit a request on your behalf, but you must verify that your agent is authorized to do so.
If you wish to submit a request, or have any questions about our Privacy Policy please contact us as follows:
Via email: privacy@carsaver.com
Via mail:
- CarSaver Management, LLC
- 990 Biscayne Blvd., Ste. 1201
- Miami, FL 33132
Colorado Residents: Your Colorado Privacy Rights.
Under Colorado's Consumer Privacy Act ("CPA"), Colorado residents have certain rights around CarSaver's collection, use, and sharing of their Personal Information. CarSaver does not sell your Personal Information and will not do so in the future withoutproviding you with notice and an opportunity to opt-out of such sale as required by law. Similarly, CarSaver does not engage in profiling in furtherance of decisions that produce legal or similarly significant effects. CarSaver does not engage in "targeted advertising as that term is defined in the CPA. CarSaver collects various categories of Personal Information when you use the Service, including name, email address, and identifiers such as internetor other electronic network or device activity information. A more detailed description of the Personal Information CarSaver collects, how we use it, and with whom we share it is provided above in the sections titled "Information We Collect and How We Collect It" and "How We Use Your Information." If you are a resident of Colorado, you have the right to (1) request to know what personal data has been collected about you, and to access that information; (2) request to correct inaccuracies in your personal data; (3) request deletion of your personal data, though exceptions under the CPA and other laws may allow CarSaver to retain and use certain personal data notwithstanding your deletion request; and (4) obtain a copy of your personal data. You may also send your re quest by email to privacy@carsaver.com.
Connecticut Residents: Your Connecticut Privacy Rights
Under Connecticut's Data Privacy Act ("CTDPA"), Connecticut residents have certain rights around CarSaver's collection, use, and sharing of their Personal Information. CarSaver does not sell your Personal Information and will not do so in the future without providing you with notice and an opportunity to opt-out of such sale as required by law. Similarly, CarSaver does not engage in profiling in furtherance of decisions that produce legal or similarly significant effects. Nor does CarSaver engage in "targeted advertising" as that term is defined in the CTDPA CarSaver collects various categories of Personal Information when you use the Service, including name, email address, and identifiers such as internet or other electronic network or device activity information. A more detailed description of the Personal Information CarSaver collects, how we use it, and with whom we share it is provided above in the sections titled "Information We Collect and How We Collect It" and "How We Use Your Information.". If you are a resident of Connecticut, you have the right to (1) request to know what personal data has been collected about you, and to access that information; (2) request to correct inaccuracies in your personal data; (3) request deletion of your personal data, though exceptions under the CTDPA and other laws may allow CarSaver to retain and use certain personal data notwithstanding your deletion request; and (4) obtain a copy of your personal data. You may also send your request by email to privacy@carsaver.com.
Nevada Residents: Your Nevada Privacy Rights
Nevada law requires website operators to provide a way for Nevada consumers to opt-out of the sale of certain information that the website operator may collect about them. CarSaver does not sell your personal information to third parties as defined in Nevada law, and will not do so in the future without providing you with notice and an opportunity to opt-out of such a sale as required by law. If you have any questions regarding our data privacy practices or our compliance with Nevada data privacy law, please contact us through the legal department: legal@carsaver.com.
Utah Residents: Your Utah Privacy Rights
Under Utah's Data Privacy Act (*UCPA"), Connecticut residents have certain rights around CarSaver's collection, use, and sharing of their Personal Information. CarSaver does not sell your Personal Information and will not do so in the future without providing you with notice and an opportunity to opt-out of such sale as required by law. Similarly, CarSaver does not engage in profiling in furtherance of decisions that produce legal or similarly significant effects. Nor does CarSaver engage in "targeted advertising" as that term is defined in the UCPA. CarSaver collects various categories of Personal Information when you use the Service, including name, email address, and identifiers such as internet or other electronic network or device activity information. A more detailed description of the Personal Information CarSaver collects, how we use it, and with whom we share it is provided above in the sections titled "Information We Collect and How We Collect It" and "How We Use Your Information." If you are a resident of Utah, you have the right to (1) request to know what personal data has been collected about you, and to access that information; (2) request to correct inaccuracies in your personal data; (3) request deletion of your personal data, though exceptions under the CTDPA and other laws may allow CarSaver to retain and use certain personal data notwithstanding your deletion request; and (4) obtain a copy of your personal data. You may send your request by email to privacy@carsaver.com.
Virginia Residents: Your Virginia Privacy Rights
Under Virginia's Consumer Data Protection Act ("CDPA"), Virginia residents have certain rights around CarSaver's collection, use, and sharing of their personal data. CarSaver does not sell your personal data and will not do so in the future without providing you with notice and an opportunity to opt-out of such sale as required by law. Similary, CarSaver does not engage in profiling in furtherance of decisions that produce legal or similarly significant effects. Nor does CarSaver engage in "targeted advertising" as that term is defined in the CDPA. As a Virginia resident you have the right to (1) request to know what personal data has been collected about you, and to access that information; (2) request to correct inaccuracies in your personal data: (3) request deletion of your personal data, though exceptions under the CDPA and other laws may allow CarSaver to retain and use certain personal data notwithstanding your deletion request; and (4) obtain a copy of your personal data. You can submit a data rights request, or appeal denial of a request, by email to privacy@carsaver.com. We will respond to your request within 45 days.
Cambios
La Compañía se reserva el derecho a modificar esta Política de privacidad en cualquier momento y por cualquier motivo mediante la publicación de la Política de privacidad revisada en el Sitio. El uso de los Sitios o Servicios después de dicha publicación indica que el usuario acepta la Política de privacidad modificada.
Contacto
Si tiene alguna pregunta o desea realizar una consulta sobre su privacidad al usar el Sitio o los Servicios, escriba a legal@carsaver.com. Pondremos todo nuestro empeño para responderle con prontitud y tratar sus inquietudes.
This site is being monitored by one or more third-party monitoring software(s), and may capture information about your visit that will help us improve the quality of our service.
